Who Uses It?
Over 20 million Americans have a discount healthcare plan. Here are the stories of just a few real-life AmeriCard customers. The stories are 100% true, but the names have been changed to protect their privacy.
Frank is a retired General Motors employee. GM dropped their retiree dental and vision program in 2009, and Frank needs $3,000 worth of dental services that can't be ignored anymore. With the AmeriCard, Frank paid just $1,800 for the needed dental care — keeping an extra $1,200 in his bank account for other uses.
Jennifer is a single mother of two. At 5:00 on a Tuesday afternoon, her son falls trying to jump a fence and hurts his hand (one day before baseball tryouts). She calls AmeriCard's Consult A Doctor™ service and speaks with a physician. After a series of movement tests conducted over the telephone, the doctor determines there is no indication of a broken bone or ligament damage and prescribes over-the-counter Motrin for the pain. The next day the Consult A Doctor™ physician calls Jennifer to make sure that the hand has improved. Jennifer avoided afternoon traffic, the hassle of packing up both children to go to the urgent care center, and the expense of time and money to visit the urgent care center or emergency room.
John and his wife are insured by a high-deductible health insurance plan. John has just been prescribed his first maintenance medicine. When he goes to his pharmacy to fill a 90-day supply, he finds that the cost will be $835. Bruce consults AmeriCard, and we can get him the same drug, same dosage, same supply at a pharmacy right down the street for just $327 — a savings of more than $2,000 a year.
The Phillips just lost their COBRA coverage, so they have enrolled in a high-deductible health insurance plan. Mrs. Phillips takes a maintenance drug that used to be covered with a $60 copay. The approved monthly cost for this drug in her new insurance plan is $310. With their AmeriCard, they can get the same drug at the same pharmacy for $123. They save $187 a month on just one prescription drug.